Honest capital, boring plumbing.
Lombard is merchant services and working capital for small businesses — funding, processing, and the software that shows you where your money goes, from one company.
Why the funding is cheap
Broker-sourced funding costs small businesses brutal rates because the advance has to carry everyone in the chain — the broker's commission, the funder's premium on files it can't see into. Lombard earns three ways from the same relationship — processing, software, and funding — so the funding can be priced at about half the cost of a broker-sourced advance and still make sense. The arithmetic is published on our funding page, not asserted.
The trade
The condition is the trade: your card processing runs through Lombard. Remittance from settlement keeps losses low — and low losses are why we can fund without personal guarantees for business performance, without bank debits, and with ten commitments in writing.
The company
Lombard was founded in 2026 and is based in Wesley Chapel, Florida. The platform page shows the product itself — every settled transaction, every fee, every remittance, reconciled to the deposit that hits your account.
Lombard
29090 Picana Ln, Wesley Chapel, FL 33543
hello@lombardpay.com · 813-331-5192