The trade that makes the funding cheap.
Your card processing runs through Lombard — that's the deal. Remittance from settlement keeps our losses low, and low losses are why the funding is about half the cost of a broker-sourced advance.
How your switch works
Switching your processing to Lombard is a person doing the work properly. The whole event should be a calendar entry, not a story.
- 1
Approval first
Your new processing account is underwritten and approved while your current setup keeps running. Nothing changes at the counter yet.
- 2
Hardware staged and tested
Your terminals are Lombard’s own — configured for our rails and shipped to you by us, ready to take a card. A test transaction settles end to end before anything switches. If hardware ever needs swapping, it’s our problem, not yours.
- 3
Cutover at a quiet hour
The moment of switch is choosing which terminal takes the next card. Minutes, not days — nothing left to chance on a busy Saturday.
- 4
Pricing in writing, throughout
Your pricing for your volume and card mix, in writing before you sign — including exactly what it would cost you to leave. And remittance comes out of settlement, not your bank account.
Every way to take a payment
Countertop to payment link — all of it on one account, reconciled in one place.
Processing rates aren't published here yet — publishing them requires our registration with the processing partner to be confirmed. Until then, pricing is individual and in writing, before you sign anything.
A better rate alone isn't worth a switch
If all we offered was a slightly better rate, we wouldn't ask you to move. The advance is worth moving for — and once you're here, you finally see what every sale actually costs you.